A couple of weeks ago, Wells Fargo and American Express released the Wells Fargo Propel credit card. I love the card so much that I signed up for it yesterday. This card comes with 30,000 point sign-up bonus after spending $3,000 in three months, which is worth $300 is flexible spend on travel or $300 statement credit (or cash). All for a $0 annual fee.

The card also comes with a number of great 3X earning categories such as:

  • Eating out and ordering in;
  • Gas, rideshares, and transit;
  • Flights, hotels, homestays, and car rentals;
  • Popular streaming services like Spotify, Apple Music, and Netflix.

All other spend earns at a 1X rate so not quite as nice as the Capital One Venture or Barclay’s Arrival Plus cards.

A new addition to the cell phone protection family

I posted recently about which credit cards offer cell phone protection and there aren’t many:

  • Chase Ink Business Preferred Card,
  • Barclay’s Uber Visa Card,
  • Wells Fargo Consumer Credit Card,
  • First National Bank Business Edition® Visa® Card,
  • U.S. Bank Visa® Platinum Card.

As you can see, I have “Wells Fargo Consumer Credit Card” included. At the writing of that post that meant the Wells Fargo Platinum Visa card. Fortunately, the new Wells Fargo Propel card also includes cell phone protection in addition to the great benefits outlined above.

Other strong shopping benefits

In addition to the cell phone protection, the Wells Fargo Propel card includes the following:

  • Retail Protection – get coverage for eligible items you purchase entirely with your card if they are damaged or stolen within 90 days from the date of purchase
  • Extended Warranty – double the original manufacturer’s warranty of one year or less on eligible products purchased entirely with your card
  • Lost luggage reimbursement
  • Auto rental collision and liability insurance

Final word

I can’t emphasize enough how much I love the cell protection benefit of credit cards. I’m one of those people who would love to carry cell phones “naked” but don’t do it because of the fear of damage. Now all you have to do is pay your phone bill with the Wells Fargo Propel and you’re covered for up to $600 with a $25 deductible.

Will you be getting the Wells Fargo Propel card?


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